Whether you own your home or if you still owe the bank, we’re here to help you refinance. There are many reasons and benefits to refinancing your home. Here are some common benefits:
Lower your monthly payments
Switch from an adjustible to a fixed-rate
Consolidate Debt
Shorten the term of your loan
Pay off high-interst credit cards
Pay off an automobile
Increase your savings account, to
> Get some cash
> Take That Dream Vacation
> Buy A New Car
> Help A Loved One With School Expenses
> Investment in Stocks/Bonds/Gold
Make improvements to your mobile home
> Getting new carpets and flooring
> Repainting your home
> adding a room
> Releveling your home
> Kitchen Remodeling
Replace the Nestegg
We offer two ways to apply for a refinance. You can fill out our online application, or call us toll-free at (800) 882-1999.
There are many factors that must be considered as we review your application. We must consider your monthly income, your assets in the bank, your monthly expenses, the value of your home, the age of your home, your credit worthiness, etc. The best way to get the process started is to fill out our secure online application, or call us toll-free at (800) 882-1999 to learn more about refinancing your home.
Because it is nearly impossible to assess the value of your home without an appraisal, we typically require that a professional appraisal be performed prior to funding your refinance loan. Rest assured, we do perform our own independent research on the values of homes in your park prior to ordering your appraisal. We try our very best to ensure that your home’s value will exceed the amount you are looking to borrow before ordering your appraisal.
We offer the lowest rates & fees in California, so you can be sure that no one can fulfill your financing needs better than we can. Because every homeowner has a different situation, and set of needs, the closing costs associated with refinancing vary depending on many factors. If you’d like to learn more about the types of loans we offer & the costs that are associated with them, please call us toll-free at (800) 882-1999.
We have assisted our customers with financing needs in as little as 48 hours. Typically the refinance process takes anywhere from two to four weeks. We pride ourselves in keeping our customers informed as to the status of their loan, and meeting each customer’s unique needs in a timely manner. Please be sure to fill out our online application, or call us toll-free at (800) 882-1999, to discuss your financing needs.
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