(800) 882-1999

 

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Mobile Home Loans
Honest and Experienced Loan experts with a 100% focus on financing Mobile and Manufactured Homes. We can finance our own loans, so you can cut out the "middle man." Take a moment to complete our
Online Application
, or call today to take your first step to Mobile Home Ownership.
Manufactured Home LoansMobile Home LoansMobile Home RefinancingMobile Home Escrow

We know Mobile Home Loans, it's our Specialty.

Best loan Rate Guarantee

Many banks will tell you that they can finance a mobile home loan, and they mean well. But, often times they have let a purchaser down in the ninth hour. It is very important to work with a Mobile Home professional, experienced in the ways of Mobile Home Loans.


Need financing for a mobile home?

If you are looking for a home but a traditional site built home is too expensive, then a mobile or manufactured home may be the right choice for you. Mobile homes are factory built, then taken in pieces to be assembled. We offer many options to finance a Mobile or Manufactured Home:

Federal programs: FHA loan programs offer lower downpayments and are a good option for first-time homebuyers. VA Loans are specially meant for first time buyers who can put down little cash and look for lower rates of interest. The VA guarantees manufactured home loans for veterans; however the loans are offered by VA approved private lenders. There is also the USDA Rural Development offering 30 year manufactured home loans for home purchase and repair.

State programs: State Housing Finance Authorities/Housing Agencies offer mobile home loans to first time buyers at rates comparatively lower than that offered by private lenders.

Conventional Loans: Mobile Home loans are structured different from stick-built homes, but there are still saveral private loans you can aquire from banks.

Bad Credit Mobile home loans: Even if you have bad credit, you may still have options. We may be able to help you despite bad credit or a bankrupcy in your distant past. Call us at
(800) 882-1999 to learn how.

Low down payment mobile home loans: Low down payment loans on mobile homes will require you to pay private loan insurance which protects the lender in case you fail to pay down the loan. Whether you'll get a low down payment loan will depend upon 3 things:

Down payment policies of the lender
Your income and savings
Your credit report

Where do I start?

To get information about financing navigate through our website. If you would like to get started on your application, simply fill out our Online Application or call us at (800) 882-1999. There is no obligation and we will act fast to get you the best rates possible.

 

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(800) 882-1999

 

We Finance & Refinance Mobile & Manufactured Home Loans